Travel Insurance

What Does Travel Insurance Cover?
There are many categories of travel insurance:

Some policies may include additional coverage, which would insure you against one or more of the following events:

  • An act of terrorism
  • An accident on the way to the airport
  • Fire or flood in your house
  • Illness or injury
  • Weather-related issues
  • Travel medical
  • Major medical
  • Emergency medical evacuation
  • Accidental death/flight accident

 

Travel Medical and Major Medical Insurance
Both of these types of insurance provide medical protection if the policyholder becomes ill or is injured while travelling. The difference between these two types of insurance is the duration of coverage:

  • Travel medical insurance provides only short-term medical coverage; the duration can be anywhere from five days to up to one year, depending on the policy.
  • Major medical insurance is for travelers who are planning to take longer trips of six months to one year or longer.

These types of insurance can help you cover medical expenses and locate doctors, hospitals, healthcare facilities and foreign-language services if you become ill or injured while travelling overseas.